Again… You Do Not Need 20% Down to Buy NOW!

By Jennifer Ruspini | April 3, 2017

Again… You Do Not Need 20% Down to Buy NOW! | Simplifying The MarketA survey by Ipsos found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. There are two major misconceptions that we want to address today.

Again… You Do Not Need 20% Down to Buy NOW!

By Jennifer Ruspini | April 3, 2017

Again… You Do Not Need 20% Down to Buy NOW! | Simplifying The MarketA survey by Ipsos found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. There are two major misconceptions that we want to address today.

Home Prices Up 6.15% Across the Country! [INFOGRAPHIC]

By Jennifer Ruspini | March 31, 2017

Some Highlights:

  • The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.
  • In the report, home prices are compared both regionally and by state.
  • Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more!
  • Alaska, Delaware, West Virginia & Wyoming were the only one states where home prices are lower than they were last year.

Consumer Confidence in Economy & Housing is Soaring

By Jennifer Ruspini | March 30, 2017

Consumer Confidence in Economy & Housing is Soaring | Simplifying The MarketThe success of the housing market is strongly tied to the consumer’s confidence in the overall economy. For that reason, we believe 2017 will be a great year for real estate. Here is just a touch of the news coverage on the subject.

Consumer Confidence in Economy & Housing is Soaring

By Jennifer Ruspini | March 30, 2017

Consumer Confidence in Economy & Housing is Soaring | Simplifying The MarketThe success of the housing market is strongly tied to the consumer’s confidence in the overall economy. For that reason, we believe 2017 will be a great year for real estate. Here is just a touch of the news coverage on the subject.

Looking to Move-Up to a Luxury Home? Now’s the Time!

By Jennifer Ruspini | March 29, 2017

Looking to Move-Up to a Luxury Home? Now’s the Time! | Simplifying The MarketIf your house no longer fits your needs and you are planning on buying a luxury home, now is a great time to do so! We recently shared data from Trulia’s Market Mismatch Study which showed that in today’s premium home market, buyers are in control. 

Millionaire to Millennials: Buy Now!

By Jennifer Ruspini | March 28, 2017

Millionaire to Millennials: Buy Now! | Simplifying The MarketSelf-made millionaire David Bach was quoted in a CNBC article explaining that “the single biggest mistake millennials are making” is not purchasing a home because buying real estate is “an escalator to wealth.”

Renting or Buying… Either Way You’re Paying a Mortgage

By Jennifer Ruspini | March 27, 2017

Renting or Buying… Either Way You’re Paying a Mortgage | Simplifying The MarketThere are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.

How Low Supply – High Demand Impacts the Real Estate Market [INFOGRAPHIC]

By Jennifer Ruspini | March 24, 2017

Some Highlights:

  • The concept of Supply & Demand is a simple one. The best time to sell something is when the supply of that item is low & the demand for that item is high!
  • Anything under a 6-month supply is a Seller’s Market!
  • There has not been a 6-months inventory supply since August 2012!
  • Buyer Demand continues to outpace Seller Supply!

The Foreclosure Crisis: 10 Years Later

By Jennifer Ruspini | March 23, 2017

The Foreclosure Crisis: 10 Years Later | Simplifying The MarketCoreLogic recently released a report entitled, United States Residential Foreclosure Crisis: 10 Years Later, in which they examined the years leading up to the crisis all the way through to present day.