Buyer’s Market Helps Premium Home Sales Soar

By Jennifer Ruspini | June 28, 2017

Buyer's Market Helps Premium Home Sales Soar | Simplifying The MarketWe previously reported how a shortage of inventory in the starter and trade-up home markets is driving prices up and causing bidding wars, creating a true seller’s market. At the same time, in the premium home market, an over-abundance of inventory has started to see prices come down and put buyers in the driver’s seat, […]

Pre-Approval Should Always Be Your First Step

By Jennifer Ruspini | June 27, 2017

Pre-Approval Should Always Be Your First Step | Simplifying The MarketIn many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for […]

2 Myths Holding Back Home Buyers

By Jennifer Ruspini | June 26, 2017

2 Myths Holding Back Home Buyers | Simplifying The MarketIn Realtor.com’s recent article, “Home Buyers’ Top Mortgage Fears: Which One Scares You?” they mention that “46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t even try.” Myth #1: “I Need a 20% Down Payment” Buyers overestimate the down payment funds needed to qualify for a […]

Milford CT

By Jennifer Ruspini | June 26, 2017

In the Realestate business there is a line that goes something like this, “Question: What are the three most important aspects when it comes to Realestate? Answer: LOCATION, LOCATION, LOCATION.” This little saying I know to be true in my own professional career and I will tell you why then Milford CT might just be…

HUD Electronic Signature Training Tuesday June 27th with Jennifer Ruspini

By Jennifer Ruspini | June 24, 2017

Jennifer Ruspini will be conducting HUD Electronic Signature Training Tuesday June 27th, 10 AM  Location: Ruspini Realty llc 544 Riverside Ave. Westport, CT 06880 203-410-9484  

The Cost of Renting vs. Buying in the US [INFOGRAPHIC]

By Jennifer Ruspini | June 23, 2017

Some Highlights:

Historically, the choice between renting or buying a home has been a tough decision.
Looking at the percentage of income needed to rent a median-priced home today (29.2%) vs. the percentage needed to buy a median-priced home (15.8%)…

The Importance of Home Equity in Retirement Planning

By Jennifer Ruspini | June 22, 2017

The Importance of Home Equity in Retirement Planning | Simplifying The MarketWe often discuss the difference in family wealth between homeowner households and renter households. Much of that difference is the result of the equity buildup that homeowners experience over the time that they own their home. In a report recently released by the nonpartisan Employee Benefit Research Institute (EBRI), they reveal how valuable equity can […]

The Supply & Demand Problem Plaguing New Construction

By Jennifer Ruspini | June 21, 2017

The Supply & Demand Problem Plaguing New Construction | Simplifying The MarketMany real estate economists have called on new home builders to ramp up production to help relieve the shortage of inventory of homes for sale throughout the United States. The added inventory would no doubt aid buyers in their search to secure their dream home, while also helping to ease price increases throughout the country. […]

Do You Know How Much Equity You Have in Your Home?

By Jennifer Ruspini | June 20, 2017

Do You Know How Much Equity You Have in Your Home? | Simplifying The MarketCoreLogic’s latest Equity Report revealed that 91,000 properties regained equity in the first quarter of 2017. This is great news for the country, as 48.2 million of all mortgaged properties are now in a positive equity situation. Price Appreciation = Good News for Homeowners Frank Nothaft, CoreLogic’s Chief Economist, explains: “One million borrowers achieved positive equity over the last year, […]

Buying Is Now 33.1% Cheaper Than Renting in the US

By Jennifer Ruspini | June 19, 2017

Buying Is Now 33.1% Cheaper Than Renting in the US | Simplifying The MarketThe results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers actually show that the range is an average of 3.5% less expensive in San Jose (CA), all […]